Money Matters

††† ††† ††† Many of us are not born money wise. We muddle through momey matters, more often not knowing how to manage our finanacial problems.
††† ††† ††† With the world of money becoming more and more complicated, comsumers are often confuse to the extent of being cheated by others out to make a fast buck.
††† ††† ††† The Tips on money matters below might help avoid the common pitfalls in money management and the secrets of sound saving, spending and investing.
††† ††† ††† Instead of providing consumers with what I think about matters that are directly related to money, I , for a chance give a glimpse of what others say about money matters that may help you make the right decision.

Some wise sayings on money matters

Savings

The secret is to spend what you have left after saving, instead of saving what you have left after spending.

A dollar in your pocket is better than your dollar in someone elseís.

Borrowing

If it costs you more to borrow than you can earn on your savings - as it usually does - then thereís lots to be said for borrowing no more then you have to.

Credit can be seen as a gamble because in many cases it means that people are spending money that they don't as yet have - and may not ever have

Budget

If whatís is coming in more than whatís going out, thatís wonderful and you should invest the difference. If whatís is going out is more than whatís coming in, you must change your budget

Advertising

You can tell ideals of a nation by its advertising.

Advertising is a valuable economic factor because it is the cheapest way of selling goods, particularly if the goods are worthless.

Gamble

A lottery is a tax on the imbeciles,

Stocks

I live by a Warren Buffet maxim: Buy stocks like you buy your groceries, not like you buy your perfume.

Law

The people's good is the highest law.

How many lawyers does it take to screw a light bulb? How many can you afford?

Home

On the issues of owning or renting, I offer the following thoughts. First, life is not a business . If you want to own a home and can afford to, that maybe reason enough to buy. Second thought: there is no shame in renting, particularly at times when the prices of homes in your area seem to have lost touch with reality.

Cars

The golden rule is think carefully. Never over commit yourself to a car that is a "lifestyle" accessory rather than a basic means of transport.

Insurance

In the insurance business, a key phrase is : Buyer, beware.

Also, life insurance sales people are notoriously pushy. They get paid whopping great commissions , so don't believe everything they say.

In the insurance business, there is no statute of limitations on stupidity.

Investment & Speculation

Throughout your life you have the choice : either spend today, or invest that money and received an income for the rest of your life.

Run the other way when some one you don't know calls out of the blue to make you rich. If you went to college together and he has a grandmother, run faster.

There are two moments in a man's life when he should not speculate : when he doesn't have the means, and when he does have the means.

Job

The person who knows ' how ' will always have a job. The person who knows ' why ' will always be his boss.

Economy

Just as there must be a balance in what a community produces, so there must also be balance in what the community consumes.

Economist are always half right in their predictions, but they don't know which half it will be.

Money

Money is like manure. If you spread it around, it does a lot of good.

A fool and his money are invited everywhere.

Tax

Thinking is one thing no one has ever been able to tax.

Taxes are what we pay for civilized society.

The art of taxation consist in so plucking the goose as to obtain the largest amount of feathers with the least possible amount of hissing.

Corporation

Corporation - An ingenious device for obtaining individual profit without individual responsibility.

Debt

Dept is the slavery of the free

Creditors have better memories then debtors.

Statistics

Statistics are like aliens - they will testify for the other side.

Success

Success comes from good judgement. Good judgement comes from experience. Experience comes from bad judgement.

Poverty

If a free society cannot help the many who are poor, it cannot save the few who are rich.

Miscellaneous

One of the greatest gifts you can give to children is good money habits.


I have made $ .00 since Feb.97


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