Fabric: You will need two pieces of fabric, each cut into a square (for example, if your fabric choices are 45 inches wide, you need a 45 inch length of each). You can use either the same fabric for both squares or two different fabrics for contrast.
Elastic - buy enough to go around your hips.
Cut a circular hole in the center of each square. The diameter of the hole will determine how long the accent skirt is (a smaller hole will make a longer overskirt with fewer gathers; a larger hole makes a shorter overskirt with more gathers).HINT: start with about a 6 inch diameter!- you can always make it bigger later if you want a shorter accent skirt!
Cut each fabric square along the dotted lines as shown below. This will form four sections from each square of fabric for a total of eight separate sections.
Hem the lower four edges of each of the eight sections (you can add trim to the edges if desired). There is no need to hem the top edge.
The top edge of each piece will need a casing to run the elastic through. Rafiqa's favorite method is to sew ready-made casing to the top edge (it doesn't matter if the casing matches the skirt fabric since it will be covered by your belt). Alternatively, turn under the top edge and stitch to form a casing wide enough to string the elastic through.
Insert the elastic through the casing on each piece, alternating colors if you used two different fabrics for each of your 2 starting pieces.
Adjust the elastic to the proper size and stitch the ends together.